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Employee Benefits

Benefits Member Portal

2017-2018 Horizon Direct Access 15: Plan Design | Employee Cost Chart
2018-2019 Horizon Direct Access 15: Plan Design | Employee Cost Chart

2017-2018 Horizon Direct Access 10: Plan Design | Employee Cost Chart
2018-2019 Horizon Direct Access 10: Plan Design | Employee Cost Chart

2017-2018 Horizon POS: Plan Design | Employee Cost Chart
2018-2019 Horizon POS: Plan Design | Employee Cost Chart

2017-2018 Horizon Direct Access 15/25: Plan Design | Employee Cost Chart
2018-2019 Horizon Direct Access 15/25: Plan Design | Employee Cost Chart

Optional Alternative Insurance Plan:

2017-2018 Omnia 10 with BlueCard: Plan Design | Employee Cost Chart
2018-2019 Omnia 10 with BlueCard: Plan Design Employee Cost Chart

The Egg Harbor Township School District offers full time employees medical/vision and prescription benefits for the employee and the employee’s family at a cost dictated by the State of NJ under the provisions of Chapter 78, PL 2011.  The employee benefit contribution is a percentage of the Board’s cost of your medical and prescription benefits utilizing a sliding scale based on your salary.  There are Employee Cost Charts posted just above to assist you in determining the amount of employee benefit contributions that will be deducted from your pay.  The district offers five different medical plans.  You can find the plan designs in detail above as well (click on plan designs).  The Board will pay the cost of the Direct 15 plan (less employee benefit contributions).  If you select a plan with a higher cost to the Board you will also be responsible to pay cost of the plan upgrade, in addition to your increased mandated benefit contributions.  The plan upgrade cost would be the difference between the cost of the plan you chose and the cost of the Direct Access 15 plan.  You can find the costs of the plans in the Employee Cost Chart as well.  If the plan costs less there is no fee.   Please note that 97% of the Egg Harbor Township Board of Education employees are enrolled in the Direct Access 15 plan.  

The medical plan that you select will include vision insurance through Horizon Davis Vision.  You will receive separate cards for Davis Vision.  Your Davis Vision member ID will be the same as your Horizon member ID, but will be through the affiliated company, not Horizon directly.

The District offers all full time employees, and their family members, dental insurance through Delta Dental of NJ at no cost to the employee.  Children cannot be enrolled in the dental insurance program until they reach two years of age.  You may enroll children within 60 days of their second birthday, or during any subsequent open enrollment period.

Frequently used benefits forms:
Medical: Horizon Group Enrollment/Change Request Form
Prescription: Benecard PBF Enrollment/Change Form
Dental: Delta Dental Enrollment/Change Form


Documentation Required: When submitting the forms above to enroll or make changes you must submit necessary documentation.  If you are adding a new spouse  you must submit a copy of your marriage certificate.  If you have been married a year or more, you must also submit a copy of your most recently filed Federal 1040 form that indicates you filed jointly (you may black out/white out the financials).  If you are adding children or step children you must provide a copy of each child's birth certificate.  The birch certificate copy must indicate the parents' names.  If you are legal guardian of a child you must provide the court documents.

Add a baby to your insurancesPlease complete the Horizon (Medical/Vision) and Benecard (Rx) forms; adding your new dependent, sign and date and return to me. You must list each dependent already on your plan if you wish them to remain covered. You have sixty days from the birth date to enroll your baby; the insurance will be retroactive to the date of birth. You must submit the birth certificate with your enrollment forms. Please wait until you receive a social security number for the baby to submit your forms.   Your dependent cannot be enrolled in the Delta Dental of New Jersey dental insurance plan until he or she reaches two years of age.

Add a spouse to your insurancesThe State of NJ allows 60 days from the date of your marriage to enroll your spouse.  Your spouse will be added retroactive to the date of your marriage. Your employee benefit contributions will be increased as of that date as well, therefore you may owe back deductions.  It is recommended that you complete the documents and submit them to the business office within 30 days of the event. You will need to attach a copy of your marriage certificate to the enrollment forms   If you are adding new step children, you will need to include copies of their birth certificates, which must include parent's names on them.  Complete and sign all three forms: Horizon, Benecard and Delta Dental of NJ.   Do not be concerned with completing areas that are not self-explanatory, as district personnel will be entering this into the respective databases.

Change your name:  If you are adding your spouse to your insurances you may change your name on those enrollment forms.   To change your name within the school district, you must complete a new W4 form with your new information.  Send the completed W4, along with a copy of your social security card with your new name on it to Jane Rainear, Human Resources.

 Add a child to dental insurance: Children may be added to the dental insurance within 60 days of their second birthday.  If you missed that opportunity, the next time the child could be enrolled is during open enrollment period.   Open enrollment period is during the month of October to submit the paperwork which takes effect on January 1 or during the month of May to submit the paperwork which take effect on July 1.

Divorce: It is incumbent upon the employee enrolled in the district's insurance benefits to inform the employer of changes that will affect your type of insurance coverage. These changes include, but are not limited to, divorce. An employee who becomes divorced, has sixty days to process the documents to remove their ex-spouse from the district's insurance coverage. The date of termination of the ex-spouse will be the first of the month following the divorce. Employees are required to submit an updated address to the district so that we can offer the ex-spouse COBRA benefits. By not reporting this life event to your employer, it inflates the costs of employee benefits. Also, if Horizon verifies that claims were paid for a divorced spouse, they may recapture all those payments from the covered employee.

​Horizon:  Free Identity Protection Services

Horizon:  Doctor Finder   -   Link  -  App for iPhone
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Blue365 Discount Program
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Getting Care on the Road
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bFit Overview ActiveFit Overview  Link
Participating Gyms as of Summer 2017
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Member Online Services
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24/7 Access to Nurse Line
                                                                                                                                                                                                                        Medical Professional.png

Davis Vision:
Website for Davis Vision
The district provides vision coverage through Horizon Vista/Davis Vision.  Employees who are enrolled in Direct Access 15 or the Horizon POS are automatically enrolled in Horizon Vista/Davis Vision XV.  Employees who are enrolled in Direct Access 10 or the Horizon 15/25 are automatically enrolled in Horizon Vista/Davis Vision X.  Those employees who are enrolled in the Omnia Plan have vision insurance within that plan.   Horizon Vista/Davis Vision View Network mailed cards to everyone's home in July 2017.  Unfortunately many employees assumed that they received junk mail and destroyed them.  The member ID number for Davis Vision is the same as your Horizon member ID number on your health insurance card.  So if you do not have your Davis Vision card you may inform your eye doctor of your member ID number and let them know that it is through Davis Vision.  
Click below for detailed information regarding your Davis Vision Plan.  Davis Vision provider services can be reached at 1-800-773-2847.  Davis Vision customer service can be reached at 1-800-278-7753.
Horizon Vista X/Davis Vision 10
Horizon Vita XV/Davis Vision 15



Benecard PBF: Website for Prescription Insurance

Delta Dental of NJ- Website for Dental Insurance


Employee Pensions

The Egg Harbor Township School District is required to enroll all employees in a pension fund as administered by the State of NJ.   Certified employees are enrolled into TPAF, support staff into PERS and DCRP is for our part time employees.  Sometimes it takes the State more than a month to enroll you in the pension system, so you may not see pension deductions in your paycheck immediately.  When the State does send us a certification to take pension deductions from your paycheck, the deductions may be doubled for a period of time.  This is determined by the State, as we cannot make deductions until the State provides the certification to us to do so.  Below are the handbooks available for each retirement system.

TPAF - Teacher's Pension and Annuity Fund Pension Information and Handbook

PERS- Public Employees' Retirement System Pension Information and Handbook

DCRP- Defined Contribution Retirement Program Information

Member Benefit Online System (MBOS) for PERS & TPAF

All employees should be registered on the NJ Division of  Pension & Benefits Member Benefit Online System (MBOS). You can change your beneficiaries online and access all your pension information. Also,you can obtain a pension loan is through this system, provided you have a minimum service of three years. The state will not accept a paper pension loan application.  You can also apply for a pension loan over the automated system at 609-777-1777.  You will need your pension member number to register for MBOS and to apply for a pension loan, it is located on your pay statement which is located on the employee portal.